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Cost of Living: New York vs San Jose

How expensive is San Jose compared with New York City? Overall prices, rent, goods, utilities and services in the San Jose-Sunnyvale-Santa Clara, CA metro area versus the New York metro area, plus the salary you’d need to live the same way.

San Jose is 2% cheaper than New York
Cost of living index 98 (New York metro = 100) · 2024

Salary converter

Same lifestyle in San Jose
$98,099
You’d need $1,901 less per year
≈ $99,899 in New York buys the same standard of living.

Before taxes. Income tax, sales tax and benefits differ a lot between places and aren’t included.

Where the difference comes from

Rent & housing
43% pricier
Goods (groceries, clothing, etc.)
5% cheaper
Utilities
23% pricier
Other services (healthcare, dining, transport…)
5% cheaper
New York metroSan Jose metro

Bars show each category’s price level relative to the US average (BEA Regional Price Parities, 2024). Rent is usually the biggest driver.

The numbers

Metro area
San Jose-Sunnyvale-Santa Clara, CA
Price level vs US average
110.4 (New York: 112.6)
Rent vs US average
211.9 (New York: 148.6)
Source
U.S. Bureau of Economic Analysis, Regional Price Parities 2024

Frequently asked questions

Is San Jose cheaper than New York?

About the same. San Jose is 2% cheaper than the New York metro area overall (index 98, New York = 100).

What salary in San Jose equals $100,000 in New York?

About $98,099 a year buys the same standard of living in San Jose as $100,000 in the New York metro area, before taxes.

How do rents in San Jose compare with New York?

Rents and housing costs in the San Jose-Sunnyvale-Santa Clara, CA metro area are 43% more expensive than the New York metro area (BEA, 2024).

Where does this data come from?

U.S. Bureau of Economic Analysis Regional Price Parities for 2024, which compare the price of the same basket of goods, rents, utilities and services across US metro areas.

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