Cost of Living: New York vs India (New Delhi, Mumbai, Bengaluru)
How expensive is India compared with New York City? The national price level of everyday spending versus the New York metro area, and the salary — in US dollars and INR — that buys the same standard of living.
Salary converter
Before taxes. Income tax, sales tax and benefits differ a lot between places and aren’t included.
The numbers
- Cities
- New Delhi, Mumbai, Bengaluru, Hyderabad, Chennai, Kolkata
- Price level vs US average
- 22.8 (New York metro: 112.6)
- Exchange rate (2025 avg.)
- 1 USD = 87.2 INR
- Purchasing-power parity
- 1 USD of US-average spending ≈ 19.8 INR
- Source
- World Bank, PPP conversion factor for private consumption ÷ exchange rate (2025); New York: BEA 2024
⚠️ This is India’s national average. Major cities — especially New Delhi — are usually more expensive, mostly because of rent, so treat this as a lower bound for big-city living.
Frequently asked questions
Is India cheaper than New York?
Yes. India is 80% cheaper than the New York metro area overall (index 20, New York = 100).
What salary in India equals $100,000 in New York?
About $20,221 a year (about ₹1,762,472 at purchasing-power parity) buys the same standard of living in India as $100,000 in the New York metro area, before taxes.
Is New Delhi more expensive than India’s national average?
Usually, yes. The comparison here uses India’s national average price level; large cities such as New Delhi, Mumbai, Bengaluru typically cost more than the national figure, especially for rent.
Where does this data come from?
World Bank price levels of household consumption for 2025 (purchasing power parity conversion factor divided by the market exchange rate), compared with BEA’s 2024 figure for the New York metro area.