Cost of Living: New York vs Ghana (Accra)
How expensive is Ghana compared with New York City? The national price level of everyday spending versus the New York metro area, and the salary — in US dollars and GHS — that buys the same standard of living.
Salary converter
Before taxes. Income tax, sales tax and benefits differ a lot between places and aren’t included.
The numbers
- Cities
- Accra
- Price level vs US average
- 41.8 (New York metro: 112.6)
- Exchange rate (2025 avg.)
- 1 USD = 12.6 GHS
- Purchasing-power parity
- 1 USD of US-average spending ≈ 5.250 GHS
- Source
- World Bank, PPP conversion factor for private consumption ÷ exchange rate (2025); New York: BEA 2024
⚠️ This is Ghana’s national average. Major cities — especially Accra — are usually more expensive, mostly because of rent, so treat this as a lower bound for big-city living.
Frequently asked questions
Is Ghana cheaper than New York?
Yes. Ghana is 63% cheaper than the New York metro area overall (index 37, New York = 100).
What salary in Ghana equals $100,000 in New York?
About $37,143 a year (about GHS 466,401 at purchasing-power parity) buys the same standard of living in Ghana as $100,000 in the New York metro area, before taxes.
Is Accra more expensive than Ghana’s national average?
Usually, yes. The comparison here uses Ghana’s national average price level; large cities such as Accra typically cost more than the national figure, especially for rent.
Where does this data come from?
World Bank price levels of household consumption for 2025 (purchasing power parity conversion factor divided by the market exchange rate), compared with BEA’s 2024 figure for the New York metro area.